How do I qualify?
|Amount||Term||What you’ll need|
|1. Mini – $100 to $600|
2. KickStart – $1,000 to $3,000
3. Coming Soon – $5,000 to $20,000
|1. Mini loans range in term from 2 to 43 days|
2. KickStart loans range in term from 3 to 14 months
|1. You need to be a New Zealand citizen, permanent resident or possess a valid work visa; 2. You need to be at least 18 years of age; 3. You need an active bank account (for at least one pay cycle); 4. You need to be employed and your income must be electronically transferred into your bank account on a regular basis; 5. Your net income needs to meet the minimum requirement of $400 per week; 6. You need a valid email account; 7. You need an active mobile phone; 8. You need verifiable identification|
How it works
Save My Bacon is a technology-based company that uses software automation, smart design, and exceptional personal service to restore trust in the lending industry and to help responsible borrowers take control of their finances.
Our fair assessment process evaluates your unique financial situation and we look at more than just your credit score. This helps us build a better picture of your full financial profile so we can offer you a fixed-rate personal loan.
Save My Bacon Co NZ are Kiwi lenders aiming to provide easily accessible short-term loans that may range anywhere from $100 to $3,000. As providers, they open newer ways for financially responsible Kiwis to get the cash they need. They do assess the financial history of the borrowers, but they do so without limiting them to just a credit score.
Another great thing about receiving a payday loan via Save My Bacon is that you can have the funds you applied for on the same day! The only requirement, in this case, is that you apply during business hours. Moreover, the flexible repay terms give you an out when it comes to interest. As soon as you have the money to pay back, you can go ahead and clear your loan early. You also have an opportunity for winning a Save My Bacon Promo Code!
What kind of loans do they offer?
Currently, you can borrow two kinds of payday loans:
The Mini payday loan allows you to borrow amounts between $100-$600. You are charged only 1.5% of Save My Bacon Interest Rate daily. The repayment period falls between 2-43 days.
The KickStart payday loan allows Kiwis to borrow any amount as long as its between $1,000-$3,000. Since the amount is slightly larger, you will have 3-14 months to repay it. The provider charges you monthly Save My Bacon Interest Rates of 9-15%, but the rate may change based on how much you borrow.
Soon, Save My Bacon will also offer payday loans of much more substantial worth, i.e., $5,000-$20,000. For that, borrowers can take up to 36 months to repay the loan.
When you sign up with them, you get opportunities to win Save My Bacon Promo Codes!
How is the Save My Bacon application process different?
We have built a secure and personalized online application process that takes just a few minutes to complete.
Sign your contract online and, once we have assessed your application, you will be provided with a loan decision. If we approve your loan on any business day, we will make the payment to your bank on the same day.
Our expert customer happiness specialists will personally handle any service questions or issues for the life of your loan, so please don’t hesitate to ask.
How to apply for a Loan
Before we explain how to apply for a payday loan at the Save My Bacon Website, let’s go through who is eligible to get one:
- Individuals who aren’t using their payday loans for business purposes
- Anyone who is over 22 years old and is a New Zealand Citizen or can claim Permanent Residency
- Kiwis with a taxable income of more than $400 every week from permanent employment. This rules out individuals who earn via WINZ or IRD or are self-employed.
Save My Bacon Apply process is quite easy. You’ll need to have a way of photo identification to complete it. Any document, such as a Drivers or NZ Firearms Licence, Passport, etc., would do.
Here’s our stepwise guide for the process:
- Visit the Save My Bacon Website and complete the application form.
- Wait for your loan documents to appear on the screen – it will only take a minute or so.
- Sign them using their electronic signature facility.
- Open your email inbox to check for two emails. The first will contain a copy of your loan document while the second one will require confirmation of your email address. Reply to the second one, and you’d have completed the application process.
- The loan documents will be on their way to Save My Bacon, and they will email you to tell you that. You’ll also need to send in your bank statements from the past two months from when you applied.
- After they check your credit, current employment, and pay details, you will move on to the final step.
My Save My Bacon Loans has been approved. When will I receive my funds?
You will get an email from Save My Bacon New Zealand about loan confirmation. It usually happens within 60 minutes of the providers receiving your documents – as long as it is within Save My Bacon Hours. You can complete every part of the process online, including any documents you need to sign.
Can I repay my loan early?
Save My Bacon Christchurch gives you the opportunity to repay your loan as soon as you collect the money to do so. It saves you from adding more interest to the amount for repayment!
What happens if I can’t make my repayment?
The providers understand that this situation can happen to any of their clients. Therefore, they have created repayment solutions to help you. We advise that you email them immediately at Save My Bacon Email Address. You can also get in touch via Save My Bacon Phone Number, i.e., 0800 27 28 36. Let them honestly know the financial position you find yourself in, and therefore you won’t be able to repay. They will offer adjustments to the repayments that will align with your cashflows.
Moreover, you can use the financial hardship option with the lender if you have any of the following reasons that you cannot repay:
- Are ill;
- Have an injury;
- Have lost your job;
- Are going through the end of a relationship;
- May have another reasonable cause.
Being unable to contact your lender or make payments may result in being chased for which you will be billed.
Save My Bacon NZ Safe service
Each part of the process of application from the Save My Bacon Login to your online signature is bank-approved and secure. Save My Bacon takes various security measures for their clients, making sure your personal data is always safe. It includes encrypted transport layer protection. They are registered with both the Financial Dispute Resolution Service and New Zealand Financial Service Providers Register. The providers also comply with the Responsible Lenders Code. They make use of the latest software and high quality IT companies as partners for a completely secure, quick, and seamless user experience.
The Save My Bacon Contact Number is 0800 27 28 36. Call for quick and risk-free loans that may be repaid anytime!