How do I qualify?
|Amount||Term||What you’ll need|
|1. “Need A Lift” from $100 – $1,000;
2. “Going Places” from $1,000 – $3,000;
3. “In Motion” from $3,000 – $5,000;
4. “Moving Forward” from $5,000 – $10,000*
|1. “Need A Lift” – over a term of 1-42 days;
2. “Going Places” – over a term of 3-9 months;
3. “In Motion” over a term of 9-18 months;
4. “Moving Forward” over a term of 12-36 months
|1. You need to be at least 18 years old and an NZ citizen or resident currently living in New Zealand; 2. You need to have been permanently employed with the same employer for at least 3 months; 3. For our ‘Need A Lift’, ‘Going Places’ & ‘In Motion’ loans, you need to be earning at least $350 a week (after tax) excluding government benefits; 4. For our ‘Moving Forward’ loans, you need to be earning at least $800 a week (after tax) excluding government benefits – only available to eligible Returning clients; 5. Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months; 6. You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;
7. You have access to the Internet and a mobile phone
Payday Advance — Responsible and transparent lending
We are fully committed to responsible lending and take all reasonable steps to ensure the affordability of each and every loan we approve. We are against over-borrowing and don’t encourage you to take out more than you need. With Payday Advance, there are NO hidden fees and we always show the total amount repayable before you decide to go ahead with your application.
Leaders in NZ Payday Loans since 2008
Payday Advance is one of New Zealand’s most trusted payday lenders with fast and flexible personal loans that will see you through to your next payday. We have already helped thousands of Kiwis take control of their financial shortfalls.
Our valued customers recommend us to their friends and family because of the speed, ease, convenience, transparency and confidentiality of our payday advance service.