nz

Term: From 2 to 368 days

What you’ll need: 1. You must also be over 18

2. New Zealand citizen or resident

3. Not be bankrupt

4. Be in ongoing employment (we can’t lend to self-employed or beneficiaries)

5. Have an active bank account your pay goes into on regular paydays

6. Access to a device with internet connection

7. Your own active email address

8. Must own an active cell phone

9. Complete online application

10. Pass our employer checks

Term: 1 – 42 days

What you’ll need: 1. You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;

2. You need to have been permanently employed with the same employer for at least 3 months;

3. For our ‘On The Go’, ‘Jump Start’ and ‘Active’ loans, you need to be earning at least $350 a week (after tax) excluding government benefits;

4. For our ‘Loan Plus’ loans*, you need to be earning at least $800 a week (after tax) excluding government benefits;

5. Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;

6. You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;

7. You have access to the Internet and a mobile phone.

Term: up to 6 weekly repayments,

3 fortnightly repayments,

or 1 monthly repayment

What you’ll need: 1. You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;

2. You need to have been permanently employed with the same employer for at least 3 months;

3. You need to be earning at least $350 a week (after tax) excluding government benefits;

4. Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;

5. You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;

6. You have access to the Internet and a mobile phone

Term: from 2 to 43 days

What you’ll need: 1. You need to be a New Zealand citizen, permanent resident or possess a valid work visa;

2. You need to be at least 18 years of age;

3. You need an active bank account (for at least one pay cycle);

4. You need to be employed and your income must be electronically transferred into your bank account on a regular basis;

5. Your net income needs to meet the minimum requirement of $400 per week;

6. You need a valid email account;

7. You need an active mobile phone;

8. You need verifiable identification