Who is Payday Gorilla?
Payday Gorilla is your online helper when it comes to financing shopping over all banking, lending and investment categories in New Zealand. Once you have told us what you are looking for we will provide you with options of suitable providers. You can think of us as a financial supermarket that provides you with alternative options.
What categories does Payday Gorilla compare over?
Payday Gorilla compares different loan options, personal finance, business finance, investments and travel. Payday Gorilla is your easy comparison website for all categories in the financial sector. Find everything you need right here!
Do you charge me?
It’s a free service! Payday Gorilla gets paid by our partners in the form of commissions. This makes it free for you!
Can I apply at multiple banks?
Sure! You can read up on all the different banks (here). You can also compare the different banks in any one of Payday Gorilla’s sections. Apply at as many as you would like – Once you have clicked “apply now”, you will deal directly with that company.
How much will the lender charge me?
There are generally 3 charges that a lender will make:
- Initiation fee
- Service fee
- Interest rate
The actual amount of money that each of these charges will cost you, depends greatly on which lender you decide to go with.
What documents will I need?
The basic documents you will need are a copy of your:
- Proof of residence
- Latest pay slip
- Last 3 month bank statements
Can I apply for a loan online?
All the lenders we accommodate on the paydaygorilla.com platform allow you to apply online for a loan.
Are the lenders safe and reputable?
We work closely with the lenders we partner with. They are all registered credit providers. Every lender we present on paydaygorilla.com is registered and legally allowed to offer loans in New Zealand.
Where do you get your bank information from?
At Payday Gorilla we work closely with our partner banks — this allows us to keep up to date with their cost structures. We pride ourselves in being at the forefront of financial information and updates to our partner cost structures. You are sure to find some interesting reads here
How does Payday Gorilla make it easier for me?
Payday Gorilla puts all banking information right in front of you. This means that you do not have to go to each individual banks website and tediously find the information there. We have already done that and everything you need is right here —on this website.
How do I repay my loan?
You will be required to repay your loan in monthly installments. The monthly installments will include interest and a monthly service fee. Also, remember that every loan has an initiation fee.
What if I am Blacklisted?
Being blacklisted does not necessarily prevent you from being able to access a loan. Some lenders do accept blacklisted clients. It will just take a little more time. You will need to shop around for the lenders that are able to assist you.
What if I have a question
We are available all day every day. Please leave us a message in the contact form section or email us on [email protected]. We will answer all your questions.